We work with several local lenders who provide us with exclusive Pre-Loan Estimates that we use as a basis for exploring SmartBuy's Maryland incentives with potential first time home buyers. There is no Social Security # required and there is no inquiry on your credit report. The Pre-Loan Estimate is an essential part of the process for our first time home buyers!
The form is a simple financial questionnaire that our lenders use to simulate your buying power and approximate monthly payment. We also offer Free Weekly SmartBuy Workshops at our offices.
After you complete your buyer profile, an UrbanLand Company Agent will contact you to confirm your info & review next steps while our lender gets to work on your file! Your personal info is used for internal use only for the purposes of creating a Pre-Loan Estimate and securing approved financing. We do not sell your information to any additional parties.